Sukanya Samriddhi Yojana Full Details 2025
Sukanya Samriddhi Yojana 2025: This scheme is a safe and profitable investment option for the future of girls, helping them become financially independent. The Sukanya Samriddhi Yojana is a small savings scheme launched by the Government of India under the “Beti Bachao, Beti Padhao” campaign. Its primary objective is to secure the future of girls in India, especially those who are studying or eligible for marriage. For those who wish to apply online, we will explain the complete process here.
This scheme is a small savings scheme launched by the Government of India for girls. Its primary objective is to serve as an integral part of the Beti Bachao, Beti Padhao campaign. Under this scheme, parents or guardians of girls under the age of 10 can open an account in their name.
Some important points about the Sukanya Samriddhi Yojana 2025
✓ Who can open an account: An account can be opened in the name of a girl child under the age of 10 by her parents or legal guardian. Only one account can be opened in the name of a girl child.
✓ Where to open an account: This account can be opened at any post office or authorized bank.
✓ Minimum deposit amount: A minimum of ₹250 and a maximum of ₹1.5 lakh can be deposited in a financial year.
✓ What will be its interest rate? SSY accounts offer an attractive interest rate, which is determined by the government from time to time. The current interest rate is 8.20% per annum.
✓ Deposit period: Deposits can be made in the account for up to 15 years, and the account opening period is 21 years.
✓ When will the account be closed? The account can be closed upon reaching 21 years of age, or upon the girl’s 18th birthday and marriage.
✓ When can the funds be withdrawn? Upon reaching 18 years of age, the girl can withdraw up to 50% of the amount deposited for her education.
This scheme can be very beneficial for all of you. It offers an easy and effective way to secure the future of girls. It helps them pursue higher education and prepare financially for marriage. Furthermore, the scheme offers tax benefits, making it an attractive investment option.
Eligibility for Applying for Sukanya Samriddhi Yojana
✓ The girl must be an Indian citizen.
✓ The girl must be under 10 years of age at the time of account opening.
✓ Only the girl’s legal guardian is permitted to open and operate the account.
✓ Only one account can be opened in the name of a girl child.
✓ A family can open a maximum of two accounts, with one account allowed for each eligible girl child.
✓ If twins or triplets are born for the first time, or if a girl child is born before the twins, you can open a third account.
What documents are required for the Sukanya Samriddhi Yojana?
✓ Form to open an account under the Sukanya Samriddhi Yojana?
✓ Birth Certificate of the girl child!
✓ Aadhaar Card of the girl’s parents!
✓ Their passport-size photo!
✓ Photo of the girl child!
✓ Mobile number!
✓ PAN Card!
✓ Aadhaar Card of the girl child
✓ KYC documents of her guardian!
How to Apply for the Sukanya Samriddhi Yojana?
If you wish to open an account under this scheme, no online process has been launched yet. To open an account, you can visit a bank branch or the nearest post office. To open an account, you will need to bring all the required documents with you so that you don’t have to go back and forth and your account can be opened easily.
In that form, you will have to fill all the necessary information like mobile number, address, name of the girl child and all other details. After this, you will have to attach all the required documents with it. In this, all the information of the girl child’s parents will have to be filled carefully through Aadhar card so that there is no error in your form. In the beginning, you will have to pay Rs. 250 and you will have to put the photo of the parents and the photo of the girl child in that form. After this, you will have to submit this form in your bank or post office.
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